Future Guard, Special or Non Standard Risks, Farm Risks and High Value Home policies!

Future Guard:

As 2015 has now concluded, we want to thank you for your support and patience over the past few years as we restructured the FutureGuard program.  The numbers are more positive then they have been in many years AND we hope to have some exciting additions over then next year to make this program even better.  In the meantime, we still have a few tweaks to make; specifically with the “Condominium business” using our FG Mutual Fire contract!

Effective February 1st, 2016 our rates for all types of condominium policies must increase.    We have now received confirmation from Compu-Quote (applied rating services) that the rate increase has been now programed.  These rate increases are necessary to keep up with the costs of claims.  In spite of the increase, our rates will still fall in line with most carriers.

If you have already printed quotes, issued and or sent in your February renewals then the rate will be accepted as an accommodation but you will have to send in the quote sheet with your renewal. 

For all questions, please call your FutureGuard Underwriter, Crystal Fenby cfenby@insurebc.ca and if you feel you need more FutureGuard training, Crystal can also assist you. 


Special or Non Standard Risks:

We recognize that not everything fits in the “box” and we are here to try and provide a home for those risks.  From this point forward, please direct your hard to place risks to Tina Knox at tknox@insurebc.ca

Below are examples of some of the risk types that she can assist you with:



We have access to many markets for Farm Business.  Send your completed CSIO homeowners application along with the CSIO Farm Suppliment, to Christine Bueckert at cbueckert@insurebc.ca and she will assist you with your risk. 


High Value Homes:

We have many contracts and use each depending on the type of risk we are writing.  Work with Katy Edwards kedwards@insurebc.ca to determine which company would be best suited for your clients specific needs.  All she needs is your clients CSIO application along with full information on alarms an occupations and she can get you the best deal and options for your clients.